Protect Your Monthly Income If You Can't Work
from £2/month • Protect your loved ones • Tax-free payouts
Compare Income
Protection Insurance
Get Protection From:
- Redundancy
- Sickness
- Unemployment
- Accident
Our panel of FCA regulated insurers include...
Why Choose Comparison Site?
We specialise in income protection—helping you replace up to 65% of your salary if illness or injury keeps you off work. Compare waiting periods, benefit lengths and premiums from top UK insurers in minutes.
What Makes Us Different?
Expert Guidance
We're FCA-regulated and completely impartial—helping you choose the right insurance without pressure.
Tailored Quotes
Get personalised results that match your job, income and health—no generic pricing.
Top UK Providers
We only work with trusted insurers like Aviva, Legal & General, Zurich and Vitality.
Income Protection FAQs
How much income can I protect?
Most policies allow 50–70% of your gross income, subject to insurer caps. This keeps benefits in line with your usual take-home pay.
What deferred period should I choose?
Match it to your savings and any employer or statutory sick pay. Longer waits generally lower premiums, but only pick a period you can realistically fund.
Is this the same as PPI?
Income protection is standalone cover that pays a monthly income if illness or injury stops you working. PPI was tied to specific loans or credit agreements.
Can I add redundancy cover?
Some insurers offer redundancy as an optional add-on or separate policy, but availability and terms vary. Always check the small print.
Are benefits tax-free?
Individual policies typically pay tax-free benefits under current UK rules, but employer-paid schemes may be taxed. Check HMRC guidance or speak with an adviser.